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F.Code Biometric Solutions

admin 13 October, 2021 0 Comments

VietCard is proud to be a strategic partner of IDEMIA to bring F.Code Biometric Solutions to Card issuers in Vietnam, Laos, and Cambodia markets

Turning your fingerprint into your PIN

The biometric cards come into play, offering a new and seamless way to the cardholders to prove their identity.

In the same way that biometric sensors on smartphones, enable unlocking via the press of a finger, a biometric sensor on the F.CODE card enables payment authentication by using the fingerprint sensor on the card’s surface.

Nothing changes for the cardholder, or the merchant, as for any transactions (Card is being tapped or inserted) into a merchant POS terminal.

The PIN code remains an option for biometric cards and a fallback solution or for ATM withdrawals.

With F.CODE, the transaction is authenticated in the same instant as the card is being tapped.

Thus, payments can be tapped, hygienic, and secure with any transaction amount. Transaction security made more convenient.

The F.CODE card is delivered to the cardholder with a sleeve. The cardholder simply inserts the F.CODE card into the sleeve and puts his/her fingertip onto the biometric reader. The LEDs incorporated in the sleeve, intuitively take the cardholder through a rapid enrollment process, saving the biometric template in the chip of the card.

Biometric data never leaves the card and is thus not shared with the POS terminal or the card issuer.

Outstanding advantages

F.CODE answers the high demand for contactless payments regardless of the amount. Instead of consumers still have to enter their PIN for high-value transactions or to carry on contact payment.

With F.CODE card issuers enable a convenient consumer journey and convey an image of being innovative and high security-conscious. No decline due to cardholders miss-entering their PIN. No false decline of genuine transactions

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